1. Introduction:
1.1 **Overview:**
Caventon Banking Institution is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines our practices concerning the collection, use, and disclosure of your information when you use our services.
1.2 **Scope:**
This Privacy Policy applies to all individuals who interact with Caventon, including customers, website visitors, and employees.
**2. Information We Collect:**
2.1 **Personal Information:**
We may collect personal information, such as your name, contact details, and identification information, to provide our banking services effectively.
2.2 **Financial Information:**
In the course of providing financial services, we may collect information related to your accounts, transactions, and financial history.
2.3 **Website and Technology Usage:**
When you visit our website or use our digital services, we may collect information about your device, IP address, and browsing activities for security and analytics purposes.
**3. How We Use Your Information:**
3.1 **Service Delivery:**
We use your information to provide and improve our banking services, process transactions, and respond to your inquiries.
3.2 **Security and Fraud Prevention:**
Your information is used to maintain the security of your accounts and to prevent fraud or unauthorized access.
3.3 **Marketing and Communications:**
With your consent, we may use your information to send you relevant updates, promotions, and marketing communications.
**4. Information Sharing:**
4.1 **Third-Party Service Providers:**
We may share your information with trusted third-party service providers who assist us in delivering our services.
4.2 **Legal and Regulatory Compliance:**
We may disclose your information to comply with legal obligations or respond to lawful requests from regulatory authorities.
**5. Your Choices and Rights:**
5.1 **Opt-Out:**
You can opt-out of receiving marketing communications at any time by following the instructions provided in the communication.
5.2 **Access and Correction:**
You have the right to access and correct your personal information. To do so, please contact our customer service.
**6. Security:**
6.1 **Data Security:**
We implement technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, and destruction.
6.2 **Encryption:**
Sensitive information, especially during online transactions, is encrypted using secure socket layer technology (SSL).
**7. Changes to this Privacy Policy:**
7.1 **Updates:**
We may update this Privacy Policy to reflect changes in our practices. We will notify you of any material changes through our website or other means.
**8. Contact Information:**
8.1 **Questions:**
If you have any questions or concerns about our Privacy Policy, please contact our Privacy Officer at support@caventon.com.
By using our services, you agree to the terms of this Privacy Policy.